About Our Insurance Broking Services

As one of the most valued insurance broking service providers in Melbourne, we are passionate about getting the right outcome for our clients. We bring significant business knowledge to the table, and apply this to every client we work with – big or small. Aspect Broking specialises in providing the best insurance broking service in Melbourne.

With over 20 years’ experience in brokering personal and business insurance, our team members do everything they possibly can to understand your business and then find the most suitable and cost-effective insurance package to fit your needs. With us on-board, you can rest assured that our clients get the best ‘value for their money.’

Aspect Broking, is a specialist insurance broker that works in both Australian and overseas insurance markets. Our extensive relationship with national and international insurance providers, leverages our ability to negotiate lucrative business insurance deals for our clients.

Key Features

  • Team of business brokers with over 40 years of collective experience and access to Australian and international insurance markets.
  • Specialising in offering bespoke & value-for-money business insurance packages.
  • Offer services to businesses in a wide range of industries including hospitality, engineering, shops, consultancies, HR, real estate and IT.
  • Proud member of Steadfast – Australia’s largest insurance broking network.
  • Authorised representative of McLardy McShane Partners.
  • Lloyd’s Coverholder & wholesale broker.
  • We cover a wide range of business risks including public liability, professional indemnity, office risks, property, business interruption, , personal accident and more.
  • We do the shopping and negotiating, so that you can focus on growing your business.
  • We work closely with you and can assist you in making claims, should the need arise.
  • We are local boutique insurance broking agency that values our client relationship above anything else.

What is Business Insurance Broking & Why Do You Need a Broker?

What is business insurance broking?

There are always going to be risks in every type of business. Most businesses will try to take every measure they can to minimise and mitigate these risks. One of the most common practices to mitigate as much risk as possible is to insure the business. However, business owners can sometimes find it difficult, and even intimidating to try and find the most suitable insurance package for their business.

Insurance companies offer a wide range of business insurance covers. The problem with these off-the-shelf insurance packages is that they are generalised and may over, or under cover your business risks. In doing so, this can leave aspects of risk uninsured and reduces the purpose of business insurance.

An qualified insurance broker, like Aspect Broking, studies your business risks and compares insurance covers from both national & international insurance companies operating in the area of your business. Aspect can then provide you with a customised business insurance package that covers all your business risks and is also cost-efficient

Why hire a business insurance broker?

Insurance experts: As insurance brokers, we are experts in the types of insurance offered by a wide range of insurance providers. We are the specialists in our field, and can negotiate with global insurance markets in order to find an insurance cover that best fits your business needs.

Understand business risks: As a boutique insurance broker, we work closely with you to understand your business’ potential risks that you might be not aware of. We can then present to you the business insurance options available and negotiate a business insurance deal with insurers that can cover those risks, at the best price possible.

Secure your interests: As one of the leading insurance brokers in Melbourne, we are committed and obligated to secure our client’s business interests, not the interest of insurance companies. In dealing with insurance companies, we represent your business and assist you as required, so that you can focus on growing your business.

Business Insurance Covers Offered

As experts in trading in both Australian and overseas insurance markets, Aspect Broking specialises in offering be-spoke insurance coverage including, but not limited to:

  • Public & Products Liability Insurance
  • Professional Indemnity Insurance
  • Directors & Officers Liability Insurance
  • Management Liability Insurance
  • Property Insurance
  • Home & Contents Insurance
  • Motor Vehicle (domestic & commercial) Insurance
  • Business Interruption Insurance
  • Cyber Insurance
  • Travel Insurance

We offer a wide range of business insurance covers that we can tailer to your specific business needs. Get in touch today to discuss more.

Industries We Work With

Aspect Broking offers business insurance services to a wide range of small, medium and large businesses, in an extensive range of industries. To provide a preview to the extent of industries we serve, here’s an example of some:

  • Real estate & property developers
  • Engineering and construction businesses
  • HR and management consultancies
  • IT & cyber security businesses
  • Financial and management consultancies
  • Café, salon, shop & small business owners
  • Service-oriented local businesses

And many more…

It does not matter whether you are a multinational company or a small business, the Aspect Broking team has the expertise to identify potential risks that your business might face and offers customised risk advice to protect your business from those risks.

Bespoke Business Insurance Cover

At Aspect, we follow a thorough internal process to build insurance cover that fits your business needs and protects you from potential risks.This involves three stages.

During the first stage, we will sit down with you to collect information about your business and the potential risks that you would like to cover. In the second stage, we reach out to potential insurers, discuss your business needs and get a quote for the cover required. The third stage involves us returning to you with our recommendations.

Based on your feedback and approval, we can then deliver the cover that best suits the needs of your business.

Long-term support & claims assistance

Like any other sector, insurance laws are updated regularly. As your insurance broker, we always keep an eye any developments, to ensure that your business insurance cover is up to date. This is a crucial aspect of our business success, as we believe in building a long-term relationship with our clients.

One of the most agonising factors about insurance is making a claim, should the need arise. For our clients, this is never an issue. Our team take all the hassle out of the claims process by doing as much of the required leg and paper work as possible on your behalfThe process is designed to be as hassle-free as we can make it for all our clients.

Get in touch today to discuss how we can help protect your business from any potential risks.

  • What is business insurance broking?

    There are always going to be risks in every type of business. Most businesses will try to take every measure they can to minimise and mitigate these risks. One of the most common practices to mitigate as much risk as possible is to insure the business. However, business owners can sometimes find it difficult, and even intimidating to try and find the most suitable insurance package for their business.

    Insurance companies offer a wide range of business insurance covers. The problem with these off-the-shelf insurance packages is that they are generalised and may over, or under cover your business risks. In doing so, this can leave aspects of risk uninsured and reduces the purpose of business insurance.

    An qualified insurance broker, like Aspect Broking, studies your business risks and compares insurance covers from both national & international insurance companies operating in the area of your business. Aspect can then provide you with a customised business insurance package that covers all your business risks and is also cost-efficient

    Why hire a business insurance broker?

    Insurance experts: As insurance brokers, we are experts in the types of insurance offered by a wide range of insurance providers. We are the specialists in our field, and can negotiate with global insurance markets in order to find an insurance cover that best fits your business needs.

    Understand business risks: As a boutique insurance broker, we work closely with you to understand your business’ potential risks that you might be not aware of. We can then present to you the business insurance options available and negotiate a business insurance deal with insurers that can cover those risks, at the best price possible.

    Secure your interests: As one of the leading insurance brokers in Melbourne, we are committed and obligated to secure our client’s business interests, not the interest of insurance companies. In dealing with insurance companies, we represent your business and assist you as required, so that you can focus on growing your business.

    Business Insurance Covers Offered

    As experts in trading in both Australian and overseas insurance markets, Aspect Broking specialises in offering be-spoke insurance coverage including, but not limited to:

    • Public & Products Liability Insurance
    • Professional Indemnity Insurance
    • Directors & Officers Liability Insurance
    • Management Liability Insurance
    • Property Insurance
    • Home & Contents Insurance
    • Motor Vehicle (domestic & commercial) Insurance
    • Business Interruption Insurance
    • Cyber Insurance
    • Travel Insurance

    We offer a wide range of business insurance covers that we can tailer to your specific business needs. Get in touch today to discuss more.

    Industries We Work With

    Aspect Broking offers business insurance services to a wide range of small, medium and large businesses, in an extensive range of industries. To provide a preview to the extent of industries we serve, here’s an example of some:

    • Real estate & property developers
    • Engineering and construction businesses
    • HR and management consultancies
    • IT & cyber security businesses
    • Financial and management consultancies
    • Café, salon, shop & small business owners
    • Service-oriented local businesses

    And many more…

    It does not matter whether you are a multinational company or a small business, the Aspect Broking team has the expertise to identify potential risks that your business might face and offers customised risk advice to protect your business from those risks.

    Bespoke Business Insurance Cover

    At Aspect, we follow a thorough internal process to build insurance cover that fits your business needs and protects you from potential risks.This involves three stages.

    During the first stage, we will sit down with you to collect information about your business and the potential risks that you would like to cover. In the second stage, we reach out to potential insurers, discuss your business needs and get a quote for the cover required. The third stage involves us returning to you with our recommendations.

    Based on your feedback and approval, we can then deliver the cover that best suits the needs of your business.

    Long-term support & claims assistance

    Like any other sector, insurance laws are updated regularly. As your insurance broker, we always keep an eye any developments, to ensure that your business insurance cover is up to date. This is a crucial aspect of our business success, as we believe in building a long-term relationship with our clients.

    One of the most agonising factors about insurance is making a claim, should the need arise. For our clients, this is never an issue. Our team take all the hassle out of the claims process by doing as much of the required leg and paper work as possible on your behalfThe process is designed to be as hassle-free as we can make it for all our clients.

    Get in touch today to discuss how we can help protect your business from any potential risks.