Cover & Protect Your Income From Critical Illness

Trauma Insurance also known as ‘critical illness’ insurance provides you with a lump sum payment if you suffer a serious

medical condition such as a heart attack, stroke or cancer. A trauma benefit is typically used to:

  • Pay off immediate medical bills and rehab expenses
  • Replace income and take care of your ongoing costs
  • Protect you against future debts
  • Take a holiday and time away from work

All insurance claims are paid out on diagnosis, meaning you can be covered whilst still actively working. Trauma insurance can be bought separately but is usually bought in conjunction with death, income protection and TPD cover.

The sum insured could range from $50,000 to $500,000 – a lesser amount when it’s bought in conjunction with the other products, a higher amount if it’s bought standalone.

Hear about the latest in Trauma Insurance via the link here to our news section.

Why Aspect Underwriting?


  • The world’s specialist insurance market
  • A personalised, friendly service – you’re dealing directly with the owners.
  • From a quote to fully covered in under 10 minutes, no phone calls required.
  • We can cover up to 85% of your income and offer the highest levels of cover in the market.