Aspect is a specialist insurance intermediary that offers a wide range of services to individuals, businesses and insurance brokers. With over 40 years of collective experience in the industry, our team offers customised insurance underwriting, broking and consulting services.
Aspect Underwriting has the capabilities and resources to offer market-leading Accident & Health products to meet the personal and business needs of your clients. Driven by the personalised services of our passionate team of underwriters and backed by the reputational and financial security of Lloyd’s, we are well placed to access tailored and well-priced insurance solutions from a diverse, progressive and innovative market.
Aspect Broking is a specialist insurance broker that works in both the Australian and international insurance markets. Our extensive relationship with national and international insurance providers leverages our ability to negotiate high value business insurance packages that are cost-effective and suitable to your business needs.
Aspect Consulting prides itself on building close relationships with brokers and businesses by offering specialist consultations. We offer Australian insurance brokers and intermediaries’ advice on and access to the specialist London Market for risks that might be difficult to place in the Australian market and in the specialised area of Accident & Health. For businesses, seeking to optimise their risk transfer programme we offer advice and consultation on generic insurance cover.
Aspect Underwriting is a Corporate Authorised Representative (CAR Number 1247437) of McLardy McShane Partners Insurance Services Pty Ltd (AFSL Number 232987)
Aspect is committed to delivering the highest level of service possible to you and your clients, at all times. We pride ourselves in initially meeting the product needs of your clients, which is then backed up by a level of service that enhances their experience. Referrals are the cornerstone of our business and are only achievable in a competitive marketplace by meeting and then exceeding your expectations.
As a Lloyd’s Coverholder and based on the experience of our team of Accident & Health insurance specialists, we have the means and capabilities to underwrite personalised accident & health insurance covers for individuals and businesses. While providing flexible benefit periods of up to 5 years on Income Protection, we also offer lump sum benefits with up to $7.5 million in a combined policy wording.
As a local boutique insurance underwriting agency that values client relationships above anything else, we not only offer products that meet your needs but also provide one of the best claims support. Get in touch with us to access tailored and well-priced insurance solutions from a diverse, progressive and innovative market.Learn More
We are one of the most valued insurance broking service providers in Australia, because of our passion to get the best outcome for our clients. Over four decades of collective experience in broking gives us an edge over our competitors in understanding your specific business risks and then finding the most suitable and cost-efficient insurance package for your business.
With our national and international reach, we are well placed to negotiate lucrative business insurance deals for our clients. With us on board, you can focus on growing your business, while we do the shopping and negotiation to insure your business from potential risks and if the need arises, we will also work closely with you to make a claim.Learn More
Our close relationship with some of the leading insurance providers locally and abroad allows us to offer our services to Australian brokers and intermediaries for risks that are hard to place in the local market.
Over the years, we have built close relationships with our brokers by providing consultations, as well as commercial insurance products that provide solid cover to their client’s business. We offer insurance advice for small, medium and large businesses, no matter the business sector they operate in. Let the experts find the best insurance solutions for your clients while you focus on building your relationship with them.Learn More
As experts in the area of Accident & Health insurance, Aspect Underwriting prides itself in its ability to offer clients the ability to build and purchase customised cover completely online. Our intelligent and intuitive cover builder provides you with the ability to build personalised quotes for Income Protection, Accidental Death, Trauma or Critical Illness and Total and Permanent Disability cover for free.
With Aspects intelligent cover builder, you can get any of the standalone covers or a combined A&H cover and purchase it online, without ever meeting or calling us. It takes only a few hours to get a quote and purchase it to shield your family during the hard times. Get started now.
Combined A&H Cover
An unfortunate accident or illness can bring emotional and financial distress to your family. While there is nothing you can do to save your family from emotional distress, you can definitely plan in advance to cover your family’s financially distress if an unfortunate event occurs. Aspect’s combined Accident & Health cover provides comprehensive cover for you and your family in the event of an accident or illness. Your family can get help in different forms depending on your cover including a certain percentage of your income paid, treatment and rehabilitation costs paid for in case of critical illness or a lump sum amount to your estate in the case of your accidental death, plus many more. Get started now and secure the financial future of your family within hours.
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Disclosures & Important Notices:
The advice provided on this website does not take into account any of your personal objectives, your financial situation or your needs. For this reason, before you act on the advice you should consider its appropriateness, taking into account your own objectives, financial situation and needs. Before you make a decision about whether to acquire any Aspect Products, you should obtain and read our Product Disclosure Statement (PDS). This PDS contains terms, conditions, and exclusions about our A&H insurance products. If necessary, please seek advice from a Financial Adviser or a qualified Insurance Professional before deciding on appropriate insurance cover.
As prescribed by the Australian Government and as required under the Insurance Contracts Act, we advise you go through the Key Facts about your Personal Accident & Illness Policy here.
We would also like to draw your attention to our Important Information provided here. You must be aware of this information when entering into the initial insurance contract, and when reinstating, or varying that insurance contract.
Our financial service guide (FSG) contains important information about the services we offer you; how we and our associates are paid; any potential conflicts of interest we may have; and what to do in the event of a complaint. Find Aspect Underwriting FSG here and Aspect Broking FSG here.